About the Role We are looking for a Credit Risk Manager to join our team, reporting directly to our Country Manager and to the Global Head of Risk (double reporting). This person will be responsible to oversee the Credit Risk area and its frameworks, supporting the business with risk analysis and reports, working together with the business teams to evaluate suitable deals for investing and driving other risk management initiatives for continuous improvement.Responsibilities Oversee and manage risk, assessing credit risks involved in the local investments, as well as acting independently and providing input to the Lending team in structured and securitized assets so that they can anticipate and prevent issues, ensuring effective monitoring and reporting of risk factors across multiple risk types; Conduct mapping of risk factors and their impacts on invested portfolios; Control projections based on portfolio behavior; Support portfolio monitoring; Develop and maintain policies and procedures for the area, ensuring they’re aligned with industry best practices, guidance from Saison International and regulatory requirements; Conduct needed reporting and collaborate with stakeholders including Saison International, creating comprehensive risk reports for the Risk Management Committee, senior management, and other stakeholders, ensuring timely and accurate reporting of risk exposures alongside mitigation measures; Provide strategic insights and recommendations to senior management, helping to shape the overall risk management strategy, including staying updated on market trends, regulatory changes, and emerging risks; Prepare and host internal and external audits, ensuring all risk management practices and documentation are audit-ready and compliant with regulatory standards; Guide and share risk expertise across the local and global teams including best practices, training, as well as fostering a culture of continuous improvement in risk practices and risk awareness; Provide suggestions for hedging or risk mitigation; Coordinate Credit Committees and follow-up until the final decisions are made.Skills, Experiences & Qualifications At least 5+ years of experience in wholesale credit risk management at banks, non-banking financial institutions, rating companies; Bachelor's degree in economics, Business Administration or Exact Sciences; Knowledge of securitization structures and FIDCs; Ability to manage voluminous databases; Ability to communicate clearly and objectively with different decision-making levels; Fluency in English, both verbal and written; Strong analytical skills and attention to detail; Excellent communication and interpersonal skills; A business degree or certification such as CFA (nice to have); market, liquidity and operational knowledge.