Job Purpose and Impact
The Trade and Capital Markets Credit Analyst (Analista de Crédito Pleno) will review credit risk for corporates, banks, farmers and sovereigns for the trade and capital market business in the region by developing a holistic view of risks on counterparties and products as well as focused and timely execution. In this role, you will assist to provide both business and fiduciary insights into the business risks of our trade and capital markets in the region. Key Accountabilities
Perform financial statement data input and analysis of counterparties including assignment of ratings as well as the written evaluation of counterparty strengths, weaknesses and financial condition and provide an assessment on their repayment ability.
Conduct stress tests and market research as required by senior team members as well as monitor counterparties and markets in anticipation of potential negative impacts.
Partner with origination, structuring, legal and senior team members to ensure high quality of due diligence on counterparties and respond to queries from internal stakeholders.
Prepare and handle information and reports to ensure strong accurate reporting standards.
Communicate with external counterparties including trade and capital markets clients.
Actively look for ideas to improve existing processes and methodologies.
Independently solve moderately complex issues with mínimal supervision, while escalating more complex issues to appropriate staff.
Other duties as assigned Qualifications
Minimum Qualifications
Bachelor’s degree in a related field or equivalent experience
Solid experience in corporate credit analysis
Other minimum qualifications may apply
Preferred Qualifications
Cashflow forecasting experience
Master's degree.
Fluency in English.
Workout / Management of problem exposures experience.
Demonstrate strong analytical and critical thinking skills.
Ability to ask timely, relevant, and informed questions about transactions, structures, relationships and risks.
Precise and detail oriented with the ability to take initiative, work most of the time independently and handle multiple demands.
Perform well under pressure, ability to prioritize and adapt to an ever-changing environment.
A self-starting, pro-active attitude.
Ability to travel.
Cargill highly encourages vaccination but does not mandate at this time. Upon hire, you will be asked to prove your vaccination status, and if unvaccinated or if you choose not to disclose, you would be expected to follow Cargill´s safety protocols for unvaccinated employees (i.e., mask mandates, social distancing, restriction to access Cargill´s facilities).